Questions to Ask a Prospective Insurance Broker in Jackson, MS

Whether it’s your first time or you’ve experienced shopping for coverage before, the relief of finding a qualified insurance professional is unparalleled. You want to know that they’ll understand your needs and assist you promptly when you have a claim. This may mean talking to a few insurance brokers across Jackson, MS, but once you find the right one, you’ll be glad you did. They can get you the best coverage for reasonable rates and help if you need to file a claim. Shopping around and asking questions before you sign on the dotted line is vital.

6 Key Questions for Your Business Insurance Broker

Are you ready to find a new insurance broker in Jackson, MS? As you go about researching your options, ask prospective agents and brokers these six questions:

    1. What can you share about your industry experience and credentials? An established track record and knowledge of industry best practices are important criteria when seeking a new insurance broker. A newer agent may be enthusiastic and have the necessary skills, while an established broker has the maturity to help you obtain the best policies for your situation.
    2. Who will handle my business? Often brokers have a team of administrators or office support staff to help them. If you need to file a claim and your broker is unreachable, you need know who to call. It’s comforting to know that you can call their office and get assistance, rather than having to contact corporate headquarters.
    3. What is your response time when I have questions? Working with agents that respond within hours may be possible, while others may take longer. Knowing the answer to this question will give you some insight into what you can expect. You may want extra attention if this is your first business policy.
    4. Will you assist me with risk assessment? It’s beneficial to have support from your insurance broker in Jackson, MS, to help assess where you can improve policies and procedures to reduce risks. Ask if they are able to assist you with this aspect of your coverage.
    5. Can I depend on you to help with claims? At some point, you may need to make a claim, and having someone available to advocate for you is crucial. While you need to keep good records, you should be able to depend on your agent to help file your claims.
    6. What coverage does my insurance policy include? What is excluded? It’s beneficial for you to know what your policy will cover before you make the first payment. For instance, some policies might exclude coverage for certain natural disasters or specific types of damage. Talk to a prospective insurance broker who can explain things clearly so that you feel satisfied with your purchase.

Work with An Experienced Insurance Broker in Jackson, MS

Finding a new insurance broker is much simpler when you ask relevant questions. The team at Hawsey Insurance is happy to assist you and answer all your questions. We have served small to mid-sized companies in Jackson, Mississippi, for years and have the experience and understanding to get you the business insurance coverage you need at reasonable rates. Depend on us to find quality policies, including coverage for general liability, property coverage, umbrella coverage, and even cybersecurity insurance.

Call Hawsey Insurance at 601-856-7707 to speak with an insurance broker in Jackson, MS. You can also contact us online or make an appointment to visit our Madison, Jackson, and Southaven, MS, offices.