Choose the Right Agribusiness Insurance in Mississippi

Agribusiness insurance in Mississippi is tailored to farms and businesses that package, process, and distribute food products. This includes farms, ranches, vineyards, crop growers, nurseries, bottlers, canneries and many related businesses.

What Can You Cover with Agribusiness Insurance?

This insurance, depending on how the policy is written, can cover several aspects of your agribusiness, including:

• Agricultural equipment
• Manufacturing equipment
• Commercial vehicles
• General liability for on-premises property damage or injuries
• Product liability

If your trucks get into an accident or a consumable product causes an issue, agribusiness insurance in Mississippi can help. Contact an agent at Hawsey Insurance if you would like to review your existing coverage or shop around for cost-effective, comprehensive policies for your farm or agriculture business.

Unique Nature of Agribusiness Insurance

Each agriculture or farm insurance policy has to address multiple needs. Since many policy holders live and work onsite, agriculture insurance is a combination of homeowners and commercial business insurance. It also addresses the specific needs of commercial farms and related concerns.

At a minimum, we recommend including the following coverage when choosing your insurance:

• Property Coverage: Protect your outbuildings, home, belongings, and certain equipment in case of loss due to a weather event such as a fire or tornado.
• Liability Coverage: Cover your business in case you or your employees unintentionally damage another person’s property or cause an injury.
• Medical Payments: Receive reimbursement for medical payments if someone is hurt on your property.
• Additional Living Expenses: Receive money to relocate your family in case you have to leave your property for a covered event. Coverage typically includes a hotel stay or temporary housing.

If you would like to discuss the insurance needs of your agribusiness, fill out our online form and request a quote today.

Agriculture is a Complex Business

As a farmer or food producer, you face more risk than many industries. That’s why reputable carriers write policies very specifically. We understand that you will have many questions, especially if this is your first-time buying agribusiness insurance in Mississippi.

We have three convenient locations if you would like to come in for a face-to-face meeting. Stop by or call to make an appointment at one of the following offices in Madison, Jackson, and Southaven, MS.

Hawsey Insurance agents are waiting to assist you with business insurance that also covers your farmhouse, livestock, and crops. Call 601-856-7707 to speak with an experienced insurance agent about agribusiness insurance in Mississippi.